Remortgaging

Whether you’re a new homeowner, you’ve been settled in your property for a number of years, or you’re reviewing your investment portfolio, remortgaging may be something you need to consider to ensure you’re getting the best value from your home loan. Unless you’re the proud owner of a Lamborghini, your property loan is likely the biggest finance you’ve ever had against your name, which is why it’s important to get a mortgage that fits your needs now.

Remortgaging can have the advantage of securing you a better deal or releasing equity from your property, if done correctly. You may not always need a conveyancing solicitor if you’re remortgaging, such as if you’re staying with your current lender and switching to a different rate or if you’re borrowing more on your existing loan. However if you’re adding or removing someone from the mortgage, or changing lender, your new lender will require you to instruct a solicitor to complete the remortgage.

Remortgaging can make smart financial sense, but it’s always best to get any new deal sense-checked before committing. Speak to one of our friendly property solicitors in Henley if you’re considering remortgaging by calling 01491 411 884

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